寧波國際銀行
寧波國際銀行
寧波國際銀行是一家註冊在中國的法人外資銀行，總行位於寧波，在上海和北京分別設有分行和代表處。自1993年成立以來，寧波國際銀行已經為境內外客商提供了廣泛的金融服務，並且經過十幾年的穩健經營，已經非常了解中國的商業環境和熟知國外投資者在華的操作要求。作為一家外資銀行，銀行嚴格遵守中國銀行監督管理委員會（銀監會），國家外匯管理局（外匯局）、中國人民銀行（央行）及其他監管部門的準則條例。在經營過程中，我行已經通過了由銀監會、外匯局和央行等監管當局對內部控制，風險管理，資產管理和流動資金管理的各項檢查和測試。銀行健全的體制和規範的管理也被外界廣泛認可。
寧波國際銀行
A PREMIER CHINA-INCORPORATED FOREIGN BANK
There are about 200 foreign banks and financial institutions presently operating in China. BIN is a premier China-incorporated foreign bank with presence in cities of Ningbo and Shanghai. With our first establishment in 1993, BIN has served a wide range of domestic and international clients. We have the edge over branches of foreign banks operating here because we are China -incorporated; we understand the Chinese business environment as well as the operating standards of foreign investors.
BIN has proven track records in its financial performance. We have a diversified-mixed of quality assets which propelled our earnings to the top ten foreign banks. In 1998, BIN is ranked 8th in terms of profit amongst all foreign banks in China.
As a foreign bank, we follow the regulations from the RegulatorsSuchas, China Banking Regulatory Committee (CBRC), States Administration of Foreign Exchange (SAFE) and the People's Bank of China (PBOC). BIN has passed the various audits and specific tests on internal control, risks management, assets management and liquidity management conducted by these regulatory authorities in the past six years. We are recognized to be fit and sound; to have met the stringent Regulators requirements and international banking standards.
Flexibility
Clients enjoy our flexibility in terms of the range of financial services and the ways that they are delivered. We believe in meeting all the expectationsfromour clients .In view of our unique size and structure, BIN has the capability to respond speedily to changes in the needs of our clients resulting in tailor-made financial packages for every new situation.
Floating Interest Rates
BIN would quote the best interest rates which are in line with the market and our own costs of fund. We are able to quote competitively as we have effective cost control programs. BIN would pass the ultimate reduced cost benefit to our clients.
On-line Banking
Both of our banking centers in Ningbo and Shanghai are connected on-line. A client could perform banking operations like cash deposits, cash withdrawals, remittances, letter of credit applications / payment and credit functions at the two centers. Our computer link isconstructedwith a view to perform on-line banking for our clientsnationwide in the future.
Personalized Services
The unique structure enables BIN to provide personalized services to our clients. We do not merely sell our financial products and services; we share our experience and we make progress hand-in-hand with ourclients towards growth and improvement in China. In terms of quality service, weareprepared to walk the extra miles.
Networking
BIN has developed a large correspondent banking network globally to enhance international trades. Presently we have correspondent banking relationshipwith 150 banks in 78 cities, 41 countries spread over the five continents.
BIN, a premier China-incorporated foreign bank, is on target to position ourselves in an increasing competitive environment. The direction forward is to make the best out of long established tradition and supplement this by new and foreign ideas.
